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*Based on enrolled debt, before fees. Not all debts are eligible. Results and timelines vary by individual and are not guaranteed.
One monthly payment
We accept credit card debt, personal and payday loans, medical bills, and other eligible unsecured debt for debt settlement. As a law firm, we can also represent you if a creditor files a lawsuit.
We leverage our established relationships with major creditors—including Visa, Mastercard, and American Express, as well as payday loan providers—to negotiate a significant reduction in the amount you owe.
The Types of Debt We Handle.

Credit Cards

Personal & Payday Loans

Medical Bills
WHY NEW PATH LAW
Debt Relief With Real Legal Backing
You get a law firm's experience working to reduce what you owe, protection if a creditor takes you to court, and a team that's with you every step of the way.
Legal Protection
If a creditor files a lawsuit, our law firm can step in to defend you.
Creditor Experience
We leverage our established creditor relationships to negotiate a significant reduction in your debt.
A Dedicated Team
An attorney-led team that keeps you updated every step.
Zero Pressure
Free consultation, no obligation. Your options are free to explore.

BBB A+ Rated
Accredited business
Real Clients. Real Results.
Client Reviews
Real clients who turned to us to resolve their debt and handle creditor pressure.
“If I could give a million stars I would! This law firm changed my life. They responded promptly to my emails and put every worry I had to rest. Highly recommend!”
Brian M.
Client review · Better Business Bureau
“I had no idea where to begin when served a summons. [Their team] walked me through the entire process with professionalism and kindness. Highly recommend.”
Kim O.
Client review · Google
“Excellent service. They took care of business! I really needed this to move forward with my life. Thank you guys for everything!”
Dion H.
Client review · Google
*Includes clients and cases handled as Higbee & Associates. Reviews reflect individual experiences, and past results don't guarantee similar outcomes.

Case Results
Real clients who turned to us for help with a creditor or debt collector lawsuit.
Case Dismissed
$10,050
Saved for our client
Crown Asset Management, LLC v. Client
Case result · Dismissed
Settled Before Judgment
$3,536
Saved for our client
Rubin & Rothman, LLC v. Client
Case result · Settled
Settled Before Judgment
$2,083
Saved for our client
Velocity Investments, LLC v. Client
Case result · Settled
Being sued by a creditor? See Debt Defense ›
Savings Calculator
YOUR SAVINGS ESTIMATE
See What Your Debt Could Look Like
Enter your total unsecured debt to see your estimated savings and payoff time.
Frequently asked questions
Contact
Sued Over an Outstanding Balance
Debt Defense
Debt Relief General
Debt Resolution Program
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