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GLBA Privacy Policy

WHAT DOES NEW PATH LAW FIRM, a DBA of THE LAW FIRM OF HIGBEE & ASSOCIATES DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

​

  • Social security number and income

  • Account balances and payment history

  • Transaction history and credit history

How

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Century chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

​

Does New Path Law Firm
share?

Can you limit this sharing?

For our everyday business purposes

such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes

​to offer our products and services to you

Yes

No

For joint marketing purposes with other financial companies 

​

No

No

For our affiliates' everyday business purposes- 

Information about your transactions and experiences

No

No

For our affiliates' everyday business purposes- 

Information about your creditworthiness

No

No

For our affiliates to market to you

​

No

No

For non affilliates to market to you

​

No

No

To limit our sharing

Call 800-699-2341, – our menu will prompt you through your choice(s), or mail the form below, or visit our website at https://newpath.law/contact/

Please note:

If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

Questions?

Call our office at 800-699-2341 or go to https://newpath.law/contact/

Who is providing this notice?

New Path Law Firm is providing this notice

How does New Path Law Firm protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does New Path Law Firm collect my personal information?

We collect your personal information, for example, when you

​

  • Open an account

  • Give us your income information

  • Provide employment information

  • Give us your contact information

  • Provide account information

  • We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

​

  • sharing for affiliates’ everyday business purposes – information about your creditworthiness

  • affiliates from using your information to market to you

  • sharing for nonaffiliates to market to you

 

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account – unless you tell us otherwise.

Definitions

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Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

Non Affiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

​

  • Non-affiliates we share with can include financial service providers such as banks, lenders, payment merchants, loan servicers, and non-financial service providers such as retailers, law firms and marketing companies.

How

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Century chooses to share; and whether you can limit this sharing.

Other Important Information

​

California Residents

Under California law, we will not share information we collect about you with non-affiliated companies, unless the law allows. For example, we may share information with your consent, to service your accounts, or to provide benefits you are entitled to. We will limit sharing among our affiliates to the extent required by California law. CA residents have additional rights to restrict our sharing of your personal and financial information with our affiliates (companies we own or control) and outside companies that we do business with. Nothing in this form prohibits the sharing of information necessary for us to follow the law, as permitted by law, or to give you the best service on your accounts with us. This includes sending you information about some other products or services. Your Choices: Unless you say or check “No” we may share personal and financial information about you with our affiliated companies. â–¢  NO, please do not share personal and financial information with your affiliated companies. Also, unless you say or check â–¢  “No” we may share personal and financial information about you with outside companies we contract with to provide financial products and services to you. You may make your privacy choice(s) at any time. Your choice(s) marked here will remain unless you state otherwise. However, if we do not hear from you we may share some of your information with affiliated companies and other companies with whom we have contracts to provide products and services.

For additional rights and privacy choices for California residents see Century’s Privacy Policy.

Vermont Residents

Under Vermont law, we will not share information we collect about you with non-affiliated companies, unless the law allows. For example, we may share information with your consent, to service your accounts, or under joint marketing agreements with other financial institutions with which we have joint marketing agreements. We will not share information about your creditworthiness with our affiliates except with your consent, but we may share with our affiliate’s information about our transactions or experiences with you without your consent.

Nevada Residents

We are providing you with this notice pursuant to state law. You may be placed on our internal do not call list by calling 888-913-8784. Nevada law requires that we also provide you with the following contact information: Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington St. – Suite 3900, Las Vegas, NV 89101; 702-486-3132 – BCPINFO@ag.state.nv.us.

Montana Residents

We will not disclose to anyone your name or personal information other than to your own creditors or CSS’s agents, affiliates, or contractors.

Name: ___________________________________________

Address: __________________________________________

To exercise your choices do one of the following:

  1. Fill out, sign and return this form to us at:
    New Path Law Firm 
    Attn: Privacy Choices

    1200 Morris Drive Chesterbrook PA 19087

  2. Call this toll free number: 800-699-2341

  3. Reply electronically at: info@newpath.law​

Have more questions? Call us now: (800) 699-2341

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Prices and availability of services may change over time, so please review your contract carefully and ask any questions before signing. While past performance does not guarantee future results, we strive to provide the best service possible. *Assumes all of your debts are eligible for enrollment, are enrolled in the program, and you successfully complete the program. The majority of clients who successfully complete the program resolve their enrolled debts in 24 - 48 months (average 35 months). New Path Law Firm DBA Higbee & Associates offers debt resolution services. Our clients who make all monthly program payments save approximately – % of their enrolled debt (average of %) upon successful program completion, before program fees. Fees are based on a percentage of your enrolled debt at the time of starting the program and range from %-% of your enrolled debt. Programs typically range from 24-48 months. Clients must save at least % of each debt due to an enrolled creditor before a bona fide settlement offer will be made. On average, clients receive their first settlement within 3-6 months of enrollment and approximately every 3-6 months thereafter from when the prior debt was settled. Not all clients complete the program. Estimates are based on prior results and may not match your results. We cannot guarantee that your debts will be resolved for a specific amount or percentage or within a specific timeframe. We do not assume your debts, make monthly payments to creditors or provide tax, bankruptcy, accounting, legal advice or credit repair services. Our program is not available in all states; fees may vary by state. The use of debt resolution services will likely adversely affect your credit. You may be subject to collections or lawsuits by creditors or collectors. Your outstanding debt may increase from the accrual of fees and interest. Any amount of debt forgiven by your creditors may be subject to income tax. Clients may withdraw from the program at any time without penalty and receive all funds from their dedicated account, other than funds earned by the company or fees paid to third-party service providers, as may be applicable. Read and understand all program materials prior to enrolling. Certain types of debts are not eligible for enrollment. Some creditors are not eligible for enrollment because they do not negotiate with debt relief companies. Any performance figures mentioned or shared within this content do not guarantee similar results. Results depend on individual circumstances, and the success of past cases does not predict future outcomes.

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