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Have you been sued or contacted by Persolve, LLC or Account Resolution Associates (ARA)?
Your paycheck, accounts, and assets are at risk.
We defend consumers sued by Persolve, LLC or Account Resolution Associates (ARA) and negotiate settlements that can significantly reduce what you owe. Don’t wait, protect what’s yours with experienced legal help today.
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Debt Resolved
Nationwide law firm specializing in Debt Defense and Debt Settlement
New Path Law Firm protects consumers nationwide through Debt Defense and Debt Relief. We fight lawsuits, challenge improper claims, and negotiate aggressive settlements to lower balances and safeguard your paycheck and bank accounts.
Whether you’ve been sued by a debt buyer like Persolve, LLC or Account Resolution Associates or you’re struggling with overwhelming unsecured debt, our attorneys step in to protect your rights, challenge improper lawsuits, and negotiate meaningful reductions that help you regain control. We provide clear guidance, legal strength, and real solutions that put you back on a stable financial path.
Legal Protection and Proven Debt Negotiation. All in One Law Firm.
Reviews
"If I could give a million stars I would! This law firm changed my life. They responded promptly to my emails and put every worry I had to rest. Highly recommend!"
- Brian M
"This is a great law firm. Highly recommend. They have informed me about my case step by step. A 10 in my book."
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"Everyone was extremely helpful, friendly, and courteous. I could not be happier with the outcome."
-James D
Being Sued by Persolve, LLC or Account Resolution Associates? Here’s What You Need to Know
If you’ve been sued by Persolve, LLC or Account Resolution Associates (ARA), it can be stressful and confusing. These companies often purchase delinquent debts and file lawsuits to collect — sometimes on accounts with incomplete or inaccurate documentation.
At New Path Law Firm, our attorney-led team specializes in debt collection defense. We handle everything from filing court responses to negotiating settlements, ensuring your rights are fully protected.
We’ve helped thousands of clients nationwide fight debt collection lawsuits and stop aggressive collection tactics, including wage garnishment and bank levies.
1
Review the Lawsuit Carefully
When Persolve, LLC or Account Resolution Associates (ARA) sues, the first step is to read all court documents thoroughly.
Look for:
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Your court date and response deadline (usually 14–30 days)
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The case number and amount claimed
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The law firm representing Capital One
Important: If you fail to respond on time, Persolve, LLC or Account Resolution Associates (ARA) can obtain a default judgment, giving them the power to garnish your wages or freeze your bank account in many states.
2
Identify the Law Firm Suing You
Many people are surprised when they see a local law firm listed on the lawsuit instead of Capital One directly.
This doesn’t mean the debt was sold — it simply means Persolve, LLC or Account Resolution Associates (ARA) has hired a collection law firm to pursue payment through the courts.
Knowing who’s representing them helps your attorney respond effectively and start negotiations if appropriate.
3
Understand the Nature of the Claim
Most Persolve, LLC or Account Resolution Associates (ARA) lawsuits involve unpaid credit card accounts or personal loans.
The lawsuit (called a petition or complaint) should identify the debt, include part of your account number, and specify the total balance they claim you owe.
If anything seems unclear or inaccurate, do not assume it’s correct — even large banks make errors.
4
Check for Errors or Missing Proof
Just because you’re being sued doesn’t mean the debt is valid or correctly calculated.
Persolve, LLC or Account Resolution Associates (ARA) and their attorneys must prove:
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They own the debt
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The balance is accurate
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The lawsuit is filed within the statute of limitations
5
File a Response (Do Not Ignore the Lawsuit)
It’s critical to file your legal answer with the court before the deadline. You must also send a copy to the opposing attorney to avoid a default judgment.
6
Consult a Debt Defense Attorney
This is where New Path Law Firm can make a real difference.
Our experienced attorneys focus exclusively on debt relief, debt defense, and creditor lawsuit representation.
We can help you:
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Challenge inaccurate or unverified claims
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Negotiate reduced settlements
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Stop collection harassment
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Protect your wages and bank accounts
7
Consider Settlement or Alternative Resolutions
Many Persolve, LLC or Account Resolution Associates (ARA) lawsuits can be resolved without going to trial.
Our attorneys often negotiate reduced balances or interest-free repayment plans, ensuring fair and affordable outcomes for our clients.
Take Control of Your Situation Today.
Call us at: 800-699-2341
Related Links:
Without a Lawyer
Default Judgment:
Most debt collection lawsuits end in a judgment against the consumer. This usually happens because the consumer did not respond, acted without legal guidance, or tried to defend the case on their own.
With New Path Law Firm
Favorable Outcomes:
The majority of our clients either have their cases dismissed by the creditor before trial or reach a favorable settlement, depending on the specifics of their situation. Our attorneys handle the process from start to finish, protecting your rights and finances.
What Happens After a Judgement
Bank Garnishment
A judgment creditor may be able to freeze or withdraw funds from your bank account. This can happen quickly — and often without much warning.
Credit Report Impact
Judgments can appear on your credit report as a public record, negatively affecting your credit score and overall financial profile.
Judgement Lien
A judgment can sometimes create a lien on your property, which may complicate refinancing or selling your home until the matter is resolved.
Property Seizure
In some cases, certain assets or property may be sold at auction to help satisfy the judgment.
Don't Leave it to chance. Take Control of Your Situation Today.
Call us at: 800-699-2341