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Litigation Debt Defense

Failing to defend a lawsuit can result in you owing more than you may otherwise.  It can also result in judgments and wage garnishments. We can defend you against lawsuits brought by creditors for personal debts that you may owe.

Creditors know that most people, approximately 70 percent, will not fight back and accept a default judgment for the amount the creditor determines, which can be higher than what is actually owed. You can fight back.

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In many instances, we can settle cases for less than you owe before forcing both parties to incur the significant costs associated with defending the lawsuit. Spending a few hundred dollars might save you thousands of dollars and spare you a lot of stress and embarrassment.

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Our law firm has handled thousands of litigation cases against creditors of all sizes, from Fortune 500 companies, such as American Express and Discover, to the smallest of creditors. Hiring an attorney might be less expensive than you think. We have a variety of payment options for those looking for help in defending against a creditor lawsuit.

Flat Fee Pricing

We can quote you a price to handle the entire lawsuit, from the start to the end of trial or adjudication. Flat fee prices are typically $900 to $3,000 depending on the facts of the case. Flat fee pricing covers all of the attorneys’ fees. The flat-fee does not cover court costs, such as filing fees, and it does not include any appeals or post-judgment work.

Legal Defense Program

Our legal defense program is our most popular option for those who suspect that they will soon be sued by a creditor. For a retainer payment of $15.95 a month, we will allocate discounted time to you each month that will allow us to handle any creditor lawsuit for a price that is fixed at the time you sign-up, typically $299, which will include all court costs. This offering is extremely popular for people who are in debt settlement programs, where there is a substantial chance of getting sued by a creditor. You must enroll in the program prior to being sued on an account that you wish us to defend.

Hourly Pricing

The traditional form of payment is by paying hourly for the time it takes to handle the lawsuit. The hourly rate is determined by who performs the work. We have a separate rate for attorneys and non-attorney, staff members. The rate for attorneys is between $200 an hour and $500 an hour, depending on the experience level of the attorney. The rate for non-attorney staff is typically $150 an hour. This payment structure is a good option for those who are confident that the matter can be resolved fast and want a chance to pay less than the flat-fee price. It is also good for those who want access to our most experienced attorneys and who do not mind spending more money than they would if they paid a flat-fee.

There are important terms and limitations to some of the offerings described on this page. Prices may change after publication. We want you to be happy with any service we provide you, so please read your contract carefully and ask any questions prior to signing. Prices are not set by law and can be negotiated. Any past performance mentioned does not guarantee future results.

You Have Rights

The stress caused by financial problems is real and dangerous. It can impact your mental and physical health. You have rights and there are ways to reduce the cause of this stress. Please let us help you. Call us for a free consultation.

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Frequently asked questions

Have more questions? Call us now: (800) 699-2341

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Prices and availability of services may change over time, so please review your contract carefully and ask any questions before signing. While past performance does not guarantee future results, we strive to provide the best service possible. *Assumes all of your debts are eligible for enrollment, are enrolled in the program, and you successfully complete the program. The majority of clients who successfully complete the program resolve their enrolled debts in 24 - 48 months (average 35 months). New Path Law Firm DBA Higbee & Associates offers debt resolution services. Our clients who make all monthly program payments save approximately – % of their enrolled debt (average of %) upon successful program completion, before program fees. Fees are based on a percentage of your enrolled debt at the time of starting the program and range from %-% of your enrolled debt. Programs typically range from 24-48 months. Clients must save at least % of each debt due to an enrolled creditor before a bona fide settlement offer will be made. On average, clients receive their first settlement within 3-6 months of enrollment and approximately every 3-6 months thereafter from when the prior debt was settled. Not all clients complete the program. Estimates are based on prior results and may not match your results. We cannot guarantee that your debts will be resolved for a specific amount or percentage or within a specific timeframe. We do not assume your debts, make monthly payments to creditors or provide tax, bankruptcy, accounting, legal advice or credit repair services. Our program is not available in all states; fees may vary by state. The use of debt resolution services will likely adversely affect your credit. You may be subject to collections or lawsuits by creditors or collectors. Your outstanding debt may increase from the accrual of fees and interest. Any amount of debt forgiven by your creditors may be subject to income tax. Clients may withdraw from the program at any time without penalty and receive all funds from their dedicated account, other than funds earned by the company or fees paid to third-party service providers, as may be applicable. Read and understand all program materials prior to enrolling. Certain types of debts are not eligible for enrollment. Some creditors are not eligible for enrollment because they do not negotiate with debt relief companies. Any performance figures mentioned or shared within this content do not guarantee similar results. Results depend on individual circumstances, and the success of past cases does not predict future outcomes.

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