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Being Sued by LVNV Funding? Here’s What You Need to Know
New Path Law Firm represents consumers facing debt collection lawsuits from LVNV Funding LLC, a leading debt buyer and collector. LVNV Funding purchases delinquent or charged-off debts from original creditors at a discount and then files lawsuits to collect the full alleged balance.
LVNV Funding LLC may also appear on your credit report, potentially lowering your score, but the lawsuit itself is the urgent matter. Failing to respond can result in a default judgment, giving them the right to pursue wages, bank accounts, or property.
Key Facts About LVNV Funding LLC:
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Files thousands of debt collection lawsuits annually, primarily for unpaid credit cards and other consumer debt.
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Subsidiary of Resurgent Capital Services, a major debt collection and investment company.
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Acts as the plaintiff in lawsuits; the consumer is the defendant.
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Required to comply with federal debt collection laws including the Fair Credit Reporting Act and other consumer protections.
1
Review the Lawsuit Carefully
When LVNV Funding LLC sues, the first step is to read all court documents thoroughly.
Look for:
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Your court date and response deadline (usually 14–30 days)
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The case number and amount claimed
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The law firm representing LVNV Funding LLC
Important: If you fail to respond on time, LVNV Funding LLC can obtain a default judgment, giving them the power to garnish your wages or freeze your bank account in many states.
2
Identify the Law Firm Suing You
Many people are surprised when they see a local law firm listed on the lawsuit instead of LVNV Funding LLC directly.
This doesn’t mean the debt was sold — it simply means LVNV Funding LLC has hired a collection law firm to pursue payment through the courts.
Knowing who’s representing them helps your attorney respond effectively and start negotiations if appropriate.
3
Understand the Nature of the Claim
Most LVNV Funding LLC lawsuits involve unpaid credit card accounts or personal loans.
The lawsuit (called a petition or complaint) should identify the debt, include part of your account number, and specify the total balance they claim you owe.
If anything seems unclear or inaccurate, do not assume it’s correct — even large banks make errors.
4
Check for Errors or Missing Proof
Just because you’re being sued doesn’t mean the debt is valid or correctly calculated.
LVNV Funding LLC and their attorneys must prove:
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They own the debt
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The balance is accurate
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The lawsuit is filed within the statute of limitations
5
File a Response (Do Not Ignore the Lawsuit)
It’s critical to file your legal answer with the court before the deadline. You must also send a copy to the opposing attorney to avoid a default judgment.
6
Consult a Debt Defense Attorney
This is where New Path Law Firm can make a real difference.
Our experienced attorneys focus exclusively on debt relief, debt defense, and creditor lawsuit representation.
We can help you:
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Challenge inaccurate or unverified claims
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Negotiate reduced settlements
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Stop collection harassment
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Protect your wages and bank accounts
7
Consider Settlement or Alternative Resolutions
Many LVNV Funding LLC lawsuits can be resolved without going to trial.
Our attorneys often negotiate reduced balances or interest-free repayment plans, ensuring fair and affordable outcomes for our clients.
Take Control of Your Situation Today.
Call us at: (800) 699-2341
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Why Choose New Path Law Firm
✅ Stop creditor harassment and protect your wages
✅ Experienced attorneys — not a debt settlement company
✅ One flat fee, no matter how long your case takes
✅ We appear in court on your behalf
✅ Trusted by thousands of clients nationwide
Take Control of Your Situation Today.
Call us at: (800) 699-2341
TESTIMONIALS
"They handled our modification professionally and diligently and after 6 months of hard negotiation we have a new, affordable mortgage. We knew that there were no guarantees but they were never promising impossible things yet were confident and reassuring. They also were very responsive and educating us during the process. Best investment ever!"
Marc D.
"Everything has been very well since my case was settled. Thank you very much."
Eugene